In some cases, being a member relieves one of any financial responsibility.  In many other cases, being a member only relieves some of the financial responsibility.  It depends on the criteria of the membership program, and what is covered or excluded.  In virtually all cases, a member is responsible for providing insurance information so that the insurance company can be billed.  If the insurance company only covers a portion of the invoice, the membership is then applied.  We recommend you contact our billing office for the most up to date information regarding any balance owed.